Bill’s Blog | September 8, 2022
We live in a growing financial complex world, and having sound guidance and the right solutions is becoming more and more necessary. As we enter the fall season, you may want to reassess your plan, make adjustments or add solutions you may have neglected. For those who have followed me for a while, you know that I focus on financial education and diverse solutions to grow and protect your wealth. So, how can I serve you?
- Life Insurance Broker in BC. Being a broker, I can select the best solutions (affordability and options) with term or permanent insurance, critical illness, buy-sell insurance for business partnerships, disability, group plans, group RRSP, and insurance investment strategies. Do you need estate planning? Do you need liquidity in your investment or income? Are you interested in a higher yield on your corporate or personal savings? Lots of choices.
- Precious Metals Specialist: I can serve anyone in Canada or the USA with my relationship with one of the premier bullion dealers in Canada. Whether you are just starting with a small purchase of $500 or need a large quantity of gold or silver (100’s of thousands or millions), I can provide guidance and preferred pricing for my clients. We also provide world-class vaulting to protect your investment.
- Financial Education: I have done over 150 seminars and webinars for business owners or groups in public and private sessions. I offer free education to help people make better financial decisions, and if you are interested, please reach out to me. I cover various topics, including macro-micro market trends, critical market cycles, real estate, and much more. In addition, I am the creator of the online six-lesson Wealth Foundation Course (available on my website and at a special fall price of $99 CA).
- Active Portfolio Management and Private Equity: I have referral agreements with experienced and proven individuals who can help you protect and diversify your wealth. For active portfolio management, our target market is pre-retirees and retired persons who want to protect their wealth and provide long-term income when needed—a minimum of 100K in either cash or registered programs. Pension portfolio management is also available. In addition, I have referral arrangements with two long-term trusted friends for those wanting investment exposure outside the stock market in growth, cash-flowing or tax-preferred investments. Investments are available in BC, AB, Sask, and ON through my referral arrangements.
- Personal Pension Plan (PPP): Are you a business owner or professional looking for an excellent way to build wealth for retirement? The strategy allows you to build up significantly more wealth than a traditional RRSP and provides up to seven tax write off’s. It would be best if you had a portion of your current and past income in the T4 category, and you could transfer existing RRSPs into the plan with potentially sizable write-offs.
- Banking and Mortgage Solutions: I have several referral arrangements with lending institutions for those needing traditional funding and for more complex mortgage situations (recent divorce, new to Canada, rental properties, distressed credit, etc.). Are you house rich and need extra income? Are you interested in exploring a reverse mortgage?
- Travel Insurance: Single trip or multi plans. Very competitive rates and comprehensive coverage. Student travel, visiting Canada, leaving Canada, and we have many solutions; please do not travel without proper coverage.
- Cryptocurrency education: I offer a three-hour consult (In person or online) for those wanting to explore the world of blockchain and cryptocurrencies as a speculative investment. No nonsense, and I cover all the basic things you need to consider before you invest a dollar.
I also have trusted relationships with accounting, legal and notary public for those needing these services in the Fraser Valley. At Fivefold Financial, I keep things simple and follow a three-step process.
- We do an introduction call, Zoom or in-person meeting to get to know you and your needs.
- After assessing your needs, I refer you to trusted solution providers or provide recommended solutions.
- Once you fully understand the recommendations and want to move forward, we will implement the strategy.
PS, If you know business colleagues, family or friends who may need financial guidance, please pass my name to them so we can connect. Also, please sign up for my weekly Blog to stay informed on the markets and strategies for long-term financial success: https://fivefoldfinancial.ca/blog/. Sign up at the bottom of the page. Thank you!
All the best as we enter the fall,
Bill Westmacott, Owner